Wow, down to one debt! Yay!
Just writing out some thoughts. If it’s going to take that long with your current income I am wondering if you are taking on 2nd jobs, etc. to be able to throw at it. Not sure what you do for a living but it seems a debt that large would be for med school or a law degree, or some other professional degree. Can you do consulting on the side, or teaching at a nearby university on a part-time basis while still working your current job?
Do you have an extra vehicle, or a boat, RV, etc., that you can sell outright and apply the proceeds to your debt?
I am just trying to think of extra things you can do. No judgment. Maybe you’ve done these things already.