Congrats on getting rid of your consumer debt!

Great feeling, ain’t it? 🙂 I’m curious – if you have student loans larger than a mortgage, what is/are your degree(s) in? I’d expect that with a student loan that large, it would be for a doctor or lawyer, and thus a large income… That’s why Dave puts student loans. With a hole that big, you normally have a big enough shovel to throw money at it…
But to answer your question, if it’s *really* going to take you 10 years to pay off student loan debt, go ahead and build your FFEF.

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